for attorneys

peer, not vendor.

Attorneys don’t want a pitch. They want to know we understand liability, coverage, and duration, and that we will never compromise their client. Here’s how we work with the firms we serve.


the working relationship

what your clients get, and what we never do

what your clients get

  • Advances sized conservatively, typically 10 to 15% of case value, so net recovery stays protected.
  • A fixed repayment schedule with no compounding, and a contract fee disclosed up front.
  • One-page offers in plain English your clients actually understand.
  • Decisions within 24 hours of our underwriting call with you.
  • Staying power: patient capital means your client isn’t pressured into a lowball settlement.

what we never do

  • Touch case strategy. We purchase a receivable, not a voice in your case.
  • Contact opposing counsel, the court, or the defense. Ever.
  • Over-advance a case so the lien eats your client’s recovery.
  • Bury terms in fine print or renegotiate at settlement time.
  • Fund a case behind your back. Every advance runs through you.

underwriting

one call, three questions

Our underwriting team includes former plaintiff-side litigators. When we call, it’s a fifteen-minute peer conversation, not a document scavenger hunt.

LiabilityHow clear is fault, and what’s the defense’s best argument?
CoveragePolicy limits, layers, and any collectability concerns.
DurationWhere the case sits procedurally and a realistic path to resolution.

“We look at attorney track record, liability clarity, and coverage. If the case is real, we move fast. If it’s not, we say so.”

Merlin underwriting team

beyond single cases

capital for the firm, too

For established plaintiff firms we also structure portfolio facilities and case-cost funding, so you can take the right cases, not just the fast ones.

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plaintiff advances

Client living-expense funding from $1,500 to $250,000, coordinated entirely through your office.

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case-cost funding

Non-recourse financing for experts, depositions, and trial costs on significant single cases.

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portfolio facilities

Cross-collateralized lines against a basket of your firm’s cases, with pricing that reflects the diversification.

talk to an underwriter today

Fifteen minutes. A straight answer. No pitch deck.