how it works
from “how will I pay rent?”
to funded, in about 48 hours.
No credit check. No employment requirement. No repayment unless your case wins. Here’s exactly what happens after you apply, every step in plain English.
Tell us about your case
Fill out our five-minute application online, or call us and we’ll take it over the phone. We’ll ask about your injury, your attorney, and roughly where the case stands. That’s it. No documents are required from you, and applying never obligates you to accept anything.
~5 minutesWe call your attorney
With your permission, our underwriters, several of whom practiced as personal injury attorneys, review the case directly with your lawyer: liability, insurance coverage, damages, and realistic timeline. You don’t gather paperwork or chase anyone. We handle it.
Same-day goalGet a one-page offer
If we can fund your case, you’ll get a single clear page: the advance amount and a fixed repayment schedule showing exactly what you’d repay at settlement. Take it to your attorney, ask us anything, and decide on your own timeline.
Within 24 hoursMoney in your account
Sign electronically and choose wire or overnight check. Then go back to what matters: your recovery. You’ll make no payments while the case is pending. Repayment comes out of settlement proceeds, through your attorney, at the very end.
24–48 hours after signingwhat you’ll repay
one schedule, fixed up front
Most funders quote a rate and let compounding do the rest. We don’t. Your agreement shows a fixed repayment schedule. You’ll know the exact numbers before you sign, and nothing changes after.
- No compounding. The schedule in your offer is the whole story.
- No monthly payments while your case is pending.
- One flat contract fee, disclosed in your offer before you sign.
- Case resolves early? You repay less, per the same schedule.
- Case doesn’t win? You owe nothing. Full stop.
“You’ll know exactly what you’d repay before you sign. And if your case doesn’t win, that number is zero.”
Your one-page offer shows your full schedule and every cost. No fine print, no surprises.